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Free Indonesian Tax, Loan, and Valuation Calculators for Companies and Expats

Browser-based calculators built by FA Indonesia's CA and CPA team: Indonesian payroll tax (PPh 21), corporate tax, withholding tax and VAT, loan capacity, financial ratios, DCF valuation, and audit-ready financial statements. Interfaces are in Indonesian; this page explains what each does.

Calculators

Employee Income Tax (PPh 21) CalculatorMonthly TER Rates, December True-up, Bonuses, Gross-up Corporate Income Tax (PPh Badan) Calculator22% rate, Article 31E relief, 0.5% final SME tax Withholding Tax and VAT 12% CalculatorPPh 23, 4(2), 26, 22 and VAT on one invoice Tax Depreciation CalculatorFiscal vs Book Depreciation, Deferred Tax Bank Loan Capacity CheckDSCR and loan limit by rate and tenor DSCR CalculatorFormula, Example, Bank Thresholds Loan Installment CalculatorAnnuity, Flat, Effective, True APR Financial Ratio CalculatorLiquidity, Leverage, ROE, Altman Z DCF and WACC Valuation CalculatorFCFF, Terminal Value, Sensitivity IDX IPO Eligibility CheckMain, Development, Acceleration Boards PSAK 118 (IFRS 18) Income Statement ConverterOperating, Investing, Financing Categories, MPM FA Jupiter Audit-Ready Financial StatementsFrom GL to Statements, Notes, Lead Schedules

Indonesian Tax Rules Behind the Calculators

Employee income tax (PPh 21) uses average effective rates (TER) from January to November and a December true-up at progressive rates (Government Regulation 58/2023, MoF Regulation 168/2023).
Corporate income tax is 22%, with a 50% reduction on the portion of taxable income from gross revenue up to IDR 4.8 billion for companies with revenue up to IDR 50 billion (Article 31E), and an optional 0.5% final tax on turnover for qualifying SMEs (GR 55/2022).
VAT is 12% on an 'other value' base of 11/12 of the selling price for non-luxury goods and services since 1 January 2025 (MoF Regulation 131/2024), so the effective rate stays 11%.
Withholding taxes: PPh 23 (2% or 15%), PPh 4(2) final (land and building rent 10%, construction 1.75% to 6%), PPh 26 (20% or treaty rate), PPh 22 on imports.

Who Uses These

Finance teams of PT PMA (foreign-owned companies), expats checking payslips, lenders and investors screening Indonesian targets, and students. For statutory audit and bookkeeping in English, see Statutory Audit for PT PMA and Accountant and Audit Services in Indonesia.

FAQ

Are the calculators free?
Yes. They run in your browser, need no sign-up, and send no data to our servers. FA Jupiter can be tried for free.

Is the interface available in English?
The calculators are in Indonesian, with field labels that are easy to follow. This page explains each tool, and our team can walk you through them in English.

Are the tax rates current?
Each calculator lists the regulations it applies and is updated when rules change. Use results for planning; filings must follow your books and official withholding slips.

Can you help with audit or bookkeeping in English?
Yes. Financial statements and audit reports can be issued in English and Indonesian through our partner firms. Use the WhatsApp button to start.

Other hubs: Kalkulator Pajak · Kalkulator Keuangan · Aplikasi Akuntansi Gratis · Aplikasi Audit untuk KAP · All FA Apps · Toko FA · FA Galaxy

Penulis

Dr. (C) Ananta W. Sasongko, S.E., M.S.A., Ak., CPA, CTT, FMVA, FPAP

CFO dan Direktur Keuangan, ex-EY. Certified Public Accountant (IAPI), FMVA® dan FPAP™ (CFI). Kandidat doktor ilmu akuntansi.